what good is taking the guy to court???? you win, judge says he has to pay u. he sees his weekly income (or lack of) and says he pays via instalment of $10 a week.
u guys are sounding that by dragging the guy to court u'll be able to get money off him. it wont.
theres a reason why insurance is offered as a product. to cover for the UNEXPECTED. not having insurance is a risk u took,ur decision, and unfortunately the risk of potential loss is now realised.
insurance companies always give u at least a couple of weeks before payment is due.